This article discusses various technological innovations in the banking sector that have revolutionized how banks operate and interact with their customers. It covers the introduction of digital banking platforms, the use of blockchain and cryptocurrencies, advancements in artificial intelligence and machine learning, the application of robotic process automation, and the implementation of advanced analytics and big data. Additionally, it touches on the role of regulatory technology (RegTech) in compliance, the growth of contactless payments and mobile wallets, and the integration of biometric security systems. These innovations have significantly enhanced the efficiency, accessibility, and security of financial services, offering a more personalized and streamlined customer experience while ensuring regulatory compliance and operational resilience.

Digital Banking, Blockchain Technology,, Cryptocurrencies

Brown, Michael T. "Digital Transformation in Banking: The Role of AI and Blockchain". Journal of Financial Technology, 2022, pp. 34-56.

Singh, Anil K. "Impact of Mobile Technology on Consumer Behavior". Banking Technology Review, 2021, pp. 12-29.

Patel, Sunita. "RegTech in the Modern Age: Tools for Compliance". Compliance and Risk Journal, 2023, pp. 45-67.

Garcia, Maria, and Roberts, Ian. "The Future of Payment Systems: From Contactless to Crypto". Financial Innovations, 2022, pp. 58-76.

Lee, Jonathan. "Machine Learning Applications in Risk Management". Journal of Banking and Finance, 2021, pp. 88-105.

Thompson, Emily. "Biometric Security Technologies in Banking". Security Technology Journal, 2023, pp. 22-44.