Articles | Open Access | DOI: https://doi.org/10.55640/eijmrms-02-11-03

THE NEED AND THEORETICAL BASIS OF DETERMINING THE RATING OF COMMERCIAL BANKS

Makhmudov Omon Tukhtaevich , Senior Lecturer Of The Department "Finance" Of Termez State University, Uzbekistan

Abstract

Commercial banks are considered as the locomotive of all economic entities in the world.  Therefore, the financial stability and reliability of banks in many cases is one of the extremely pressing issues for states, central banks and clients, and if it is necessary to carry out remote control over their activities, develop various regulatory and legal standards, as well as based on the results of compliance with established regulatory standards, determination of ratings is considered as  an urgent issue. At the same time, independent entities as well as  rating organizations throughout the world use the practice of determining the rating of commercial banks. The theoretical aspects of rating assessment of banks' activities are illuminated in this article.

Keywords

Central bank, commercial bank, rating

References

Law of the Republic of Uzbekistan "On Banks and Banking Activities". This new edition is dated 05.11.2019. Approved by Law O'RQ-580.- www.lex.uz

Decree No. PF-4947 of the President of the Republic of Uzbekistan dated February 7, 2017 "On the strategy of actions for the further development of the Republic of Uzbekistan".

Afanasenko M.V. Methodological approaches to the formation of the rating of Ukrainian banks. Academic review. 2011. No. 2 (35). pp. 73-78.

Batkovsky V.A. Rating assessment of banks' activity. Finances of Ukraine. 2014. No. 5. P. 145-151.

Lavrushin O.I Models and technologies of banking: textbook / edited. - Moscow: KNORUS, 2021. - 7 p.

Karminsky, A.M. Encyclopedia of ratings: economy, society, sport: monograph / A.M. Karminsky, A.A. Polozov. - 2nd ed., revised. and additional - Moscow: Publishing House "FORUM": INFRA-M, 2019. p.7.

Makhmudov O.T. Foreign experience in determining the rating of commercial banks. "Economics and Society" No. 12 (79) 2020 www.iupr.ru

Makhmudov O.T. Rating evaluation of the activity of commercial banks and its theoretical basis. "UzBridge" electronic journal I - issue June, 2021, pages 34-38.

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How to Cite

Makhmudov Omon Tukhtaevich. (2022). THE NEED AND THEORETICAL BASIS OF DETERMINING THE RATING OF COMMERCIAL BANKS. European International Journal of Multidisciplinary Research and Management Studies, 2(11), 9–13. https://doi.org/10.55640/eijmrms-02-11-03