Articles | Open Access | DOI: https://doi.org/10.55640/jme-03-09-02

EXPLORING BANKING BUSINESS MODELS, RISK MANAGEMENT SYSTEMS, AND SME FINANCING TRENDS IN ZIMBABWE

Tafirei Munyanyi , Great Zimbabwe University, Zimbabwe

Abstract

This research paper delves into the intricate landscape of banking business models, risk management systems, and the proclivity for financing small and medium enterprises (SMEs) in Zimbabwe. The study comprehensively examines the dynamic financial environment in Zimbabwe, shedding light on the evolving strategies adopted by banks to meet the diverse needs of SMEs while effectively managing associated risks. Through a multifaceted analysis, this paper aims to provide valuable insights into the critical factors influencing SME financing trends in Zimbabwe and their implications for the broader economy.

Keywords

Banking Business Models, Risk Management Systems, Small and Medium Enterprises (SMEs)

References

Abdullah, N. H. N., &Said, J. (2015). Enhancing the Governance of Government Linked Companies via Strategic Management Accounting Practices and Value Creation. Procedia Economics and Finance, 28, 222-­‐‑229.

Abe, M., Troilo, M., & Batsaikhan, O. (2015). Financing small and medium enterprises in Asia and the Pacific.Journal of Entrepreneurship and Public Policy,4(1), 2-­‐‑32.

Acharyulu, G. V. R. K., & Shekbar, B. R. (2012). Role of value chain strategy in healthcare supply chain management: An empirical study in India. International Journal of Management, 29(1), 91.

Agarwal, S., & Hauswald, R. (2010). Distance and private information in lending.The Review of Financial Studies,23(7), 2757-­‐‑2788.

Anderson, N., Potočnik, K., & Zhou, J. (2014). Innovation and creativity in organizations: A state-­‐‑of-­‐‑the-­‐‑science review, prospective commentary, and guiding framework. Journal of Management, 40(5), 1297-­‐‑1333.

Ardic, O. P., Mylenko, N., & Saltane, V. (2012). Access to Finance by Small and Medium Enterprises: A Cross-­‐‑Country Analysis with A New Data Set.Pacific Economic Review,17(4), 491-­‐‑513.

Ashton, J. K., & Keasey, K. (2003). Lending decision making and the Competition Commission report on the provision of banking services to small firms. Journal of Financial Regulation and Compliance, 11(1), 26-­‐‑36.

Ayadi, R., & De Groen, W. P. (2014). Banking Business Models Monitor 2014: Europe.

Article Statistics

Downloads

Download data is not yet available.

Copyright License

Download Citations

How to Cite

Tafirei Munyanyi. (2023). EXPLORING BANKING BUSINESS MODELS, RISK MANAGEMENT SYSTEMS, AND SME FINANCING TRENDS IN ZIMBABWE. Journal of Management and Economics, 3(09), 06–09. https://doi.org/10.55640/jme-03-09-02