This article will tell you about the author's various researches on the further development of the Interbank Settlement System, highlighting the large- scale reforms being implemented, and one of the most important factors for the further development of the rapidly developing economy today - the correct and accurate organization of money circulation.

Commercial banks, accounts, digital reform

Sh.M. Mirziyoyev. “Movements Strategy – Development strategy towards the principle of " mainly seven priority from the direction for 2022–2026, consisting of New Uzbekistan progress strategy Decree No. PF-60 of January 28, 2022 " On

Uzbekistan Republic President under Statistics agency – stat.uz

Ablyazov T., Asaul V. On competitive potential of organization under conditions of new industrial base formation // SHS Web of Conferences . 2018.

Vol . 44. 00003.

Uzbekistan Republic Central bank information . www.cbu.uz

Махмуджон Зиядуллаев (2021). Право на социальное обеспечение в Узбекистане и радикальные реформы, проведенные в пенсионном секторе в 2017-2021 годах. Общество и инновации, 2 (8/S), 121-127. Doi: 10.47689/2181-1415-vol2-iss8/S-pp121-127 ;

Зиядуллаев, М. (2022). Роль социального обеспечения в стратегии развития Нового Узбекистана . Общество и инновации, 3(4/S), 120–125. https://doi.org/10.47689/2181-1415-vol3-iss4/S-pp120-125 ;

MY Tirkashev, «THE ROLE OF SMALL SCALE BUSINESS IN THE DEVELOPMENT OF MARKET ECONOMY», МОЯ ПРОФЕССИОНАЛЬНАЯ КАРЬЕРА Учредители: Общество с ограниченной ответственностью” Моя профессиональная карьера”, 34, 2022, 97-102 с.;

M Yu Tirkashev, NB Eshtemirov, «FACTORS OF EFFECTIVE USE OF MECHANISMS TO IMPROVE FINANCIAL CONTROL», 2022, Вестник магистратуры, 3-2 (126), 111-112 с.;

Djurakulovich Ziyadullaev Makhmudjon. (2022). YESTERDAY’S, TODAY’S AND FUTURE PENSION REFORMS IN UZBEKISTAN. Conference Zone, 119–121. Retrieved from http://www.conferencezone.org/index.php/cz/article/view/362