Dr. Samuel O. Adebayo. Data-Driven Credit Risk Management and Financial Stability in the Digital Era: Integrating Behavioral Analytics, FinTech Innovations, and Advanced Scoring Models. eijmrms [Internet]. 2025 Sep. 30 [cited 2026 Feb. 15];5(09):53-8. Available from: https://eipublication.com/index.php/eijmrms/article/view/3751