Dr. Mateo Rossi. “Decentralized and Intelligent Hyper-Personalization in Digital Finance: Integrating Artificial Intelligence, Blockchain, and Data-Driven Architectures for Trust-Centric Financial Services”. European International Journal of Multidisciplinary Research and Management Studies, vol. 5, no. 12, Dec. 2025, pp. 111-6, https://eipublication.com/index.php/eijmrms/article/view/3787.