DR. PEMA CHODEN. Refining Credit Approval Frameworks Using Client-Centric Platforms in Agri-Industry Operations. European International Journal of Multidisciplinary Research and Management Studies, [S. l.], v. 5, n. 12, p. 162–167, 2025. Disponível em: https://eipublication.com/index.php/eijmrms/article/view/4253. Acesso em: 5 may. 2026.