DR. LUKAS VAN DER MEER. Artificial Intelligence–Driven Credit Risk Governance and Real-Time Financial Decision-Making: Integrating Predictive Analytics, Cyber Risk, and Institutional Resilience in Contemporary Financial Systems. European International Journal of Multidisciplinary Research and Management Studies, [S. l.], v. 5, n. 10, p. 129–137, 2025. Disponível em: https://eipublication.com/index.php/eijmrms/article/view/3820. Acesso em: 15 feb. 2026.